• 1. The lender's agent will ask for your paid home insurance policy.
   
• 2. The agent will list the adjustments. These include the money you owe the seller & what the seller owes you.
   
• 3. You will sign the mortgage note.
   
• 4. You will get title from the seller in the form of a signed deed.
   
• 5. The lender's agent will collect the closing costs from you and give you a settlement statement of all the items you have paid for.
   
• 6. The deed & mortgage will be recorded in the town or County Registry of Deeds.
   
• 7. You will be given the key to your new home.

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